Risk Expert Data Scientist - Monee

Job Title: Risk Expert Data Scientist - Monee Company: Monee Job Category: Machine Learning Roles & Responsibilities: Job Description * Design and build scalable machine learning models using large\-scale transaction, behavioral, financial, and credit bureau data to support retail and SME lending, covering underwriting, credit limit management, risk\-based pricing, and portfolio optimization. * Extract actionable insights from complex datasets and apply both traditional statistical methods and advanced deep learning techniques to maximize model performance and business impact. * Partner closely with Strategy and Business teams to define problems, design modeling solutions, and convert insights into measurable outcomes. * Collaborate with Data Engineering to deploy models into production, enhance performance in live environments, and establish end\-to\-end monitoring and evaluation mechanisms. * Continuously explore state\-of\-the\-art methodologies including sequential modeling, graph learning, causal inference, and multi\-task learning to solve challenging risk\-decision problems. * Lead AI/LLM\-driven initiatives to enhance modeling efficiency, feature engineering, and advanced data mining capabilities. Work Location: Singapore, Singapore Availability: Full time

Requirements * Master’s degree or above in Computer Science, Mathematics, Statistics, Quantitative Finance, or related discipline. * Minimum 3 years hands\-on experience in applied machine learning or data science; experience in credit risk or anti\-fraud modeling is strongly preferred. * Proficient in Python with solid experience using scikit\-learn and deep learning frameworks such as PyTorch. * Familiar with big\-data ecosystems and distributed computing (Hadoop/Spark/SQL). * Broad knowledge of machine learning algorithms with deep expertise in at least one area: sequential modeling, graph learning, causal inference, multi\-task learning, or reinforcement learning, transfer learning. * Strong ownership, communication, and cross\-functional collaboration skills; ability to independently drive complex modeling projects from ideation to production. Key Skills: Machine Learning, Python, PyTorch, Feature Engineering Salary: Not disclosed