Risk Analyst, Risk Strategy & Analytics - Credit

Job Title: Risk Analyst, Risk Strategy & Analytics - Credit Company: Monee Job Category: Data Science Roles & Responsibilities: Job Description * Design and optimize data\-driven credit related strategies for consumer and SME loans, including anti\-fraud, collection, and risk policies. * Evaluate the creditworthiness of new applicants and monitor the life\-time financial performance of existing customers. * Conduct data analysis on risk exposure and profitability to identify opportunities for product and strategy improvement. Provide credit risk insights and recommendations to internal teams and stakeholders. * Develop and track key indicators to detect fraudulent activities and optimize risk strategies to control the risk * Work with internal Product and Data Science team to ensure that the credit risk strategies are implemented accurately * Assess business operations and market trends to enhance competitive positioning. Work Location: Singapore, Singapore Availability: Full time

Requirements * Bachelor’s degree in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, or related fields. * Strong analytical skills and experience in data management. * Proficiency in SQL, Python, Excel, PPT. * Ability to navigate ambiguity, develop testable hypotheses, and drive actionable outcomes. * Strong attention to detail and ability to identify data inconsistencies. * Effective communication skills to present complex insights to technical and business stakeholders. * Prior experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e\-Commerce, Consulting, or Credit Ratings is a plus. Key Skills: Data Science, Python, SQL, Statistics Salary: Not disclosed