Lead Data Scientist

Job Title: Lead Data Scientist Company: Navi Job Category: Data Science Roles & Responsibilities: Growth at Navi is driven by impact, not tenure. We strongly believe in promoting from within and creating opportunities for people to take on larger responsibilities as they grow. If you consistently raise the bar, you’ll find the space to grow quickly here. The Data Science team at Navi plays a central role in building intelligent solutions that power our products and drive business impact. We work across key domains such as Lending, Collections, KYC, UPI Growth and Ads recommendation, applying advanced machine learning/deep learning/GenAI techniques to solve high\-impact challenges. Our work involves a diverse range of data types—including text, image, and tabular data—and we closely collaborate with cross\-functional teams like Product, Business, Engineering, etc. to deliver end\-to\-end solutions. About the Role This role offers the opportunity to lead high\-impact data science initiatives that directly shape Navi’s strategic business decisions. As a Lead Data Scientist, you will operate at the intersection of advanced machine learning, large\-scale data processing, and cross\-functional collaboration—building scalable, production\-ready solutions that drive significant business value. You will work across multiple business units, tackling Navi’s most complex and high\-priority challenges, while fostering a culture of technical excellence, continuous innovation, and mentorship within the team. Your contributions will be instrumental in unlocking new opportunities, accelerating growth, and establishing data science as a core strategic asset at Navi. * Lead High\-Impact Projects: Oversee and manage end\-to\-end high priority data science projects across domains by breaking down complex problems, planning timelines, allocating resources, and ensuring timely, high\-quality delivery of results. * Mentorship \& Team Development: Mentor and coach a team of data scientists, fostering a culture of continuous learning, professional growth, and technical excellence. Guide team members in their project work and support their career advancement. * POC \& SOTA Solution Delivery: Rapidly solve complex problems by designing and executing quick POCs using state\-of\-the\-art (SOTA) approaches, and deliver best\-in\-class ML solutions that create clear differentiation and business impact. * Strategic Vision \& Innovation: Define the strategic roadmap for the team, set technical direction, and champion the development of data\-driven solutions for complex business challenges. Ensure alignment with organizational objectives and foster a culture of innovation. * Cross\-Functional Partnership: Build and nurture strong relationships with stakeholders across business, product, and engineering. Identify opportunities, shape strategic initiatives, and drive the successful integration of data science solutions into core business functions. * Model Quality \& Monitoring Excellence: Establish robust metrics and quality standards for evaluating model performance and business impact. Implement and oversee industry\-leading systems for model monitoring to ensure reliability, scalability, and long\-term value. Work Location: Bengaluru, Karnataka, India Availability: Full time

Founded in 2018 by Sachin Bansal and Ankit Agarwal, Navi has grown rapidly across Loans, UPI, Insurance, Mutual Funds and Digital Gold – building products designed around speed, simplicity and customer experience. Today, millions of customers use Navi for experiences like instant personal loans, fully digital home loan sanctions within minutes, low\-cost mutual funds, instant credit lines in minutes and one of India’s fastest\-growing UPI platforms. At Navi, ownership starts early. People here are trusted to solve problems, make decisions and drive outcomes that directly shape the products and experiences used by millions of customers every day. Life at Navi is fast\-paced, ambitious and deeply collaborative. Beyond work, teams come together through sports, celebrations, offsites, music jams, team outings and many more shared experiences that make the journey exciting and memorable. If you’d like to know more about life at Navi, our culture and employee benefits, head to our careers page: Key Skills: Data Science, Python, Machine Learning Salary: Not disclosed