Job Description
• Ability to understand the financial statements in German language
• Analyzing and spreading the financial statements in excel / Moody’s RiskAnalyst (MRA) /

similar platforms
• Analysis of financial statements including Income Statement, Balance Sheet and Cash

Flow Statement of public and private companies for the credit appraisal process
• Going through the supplementary schedules, notes and MD&A for the detailed breakups

and adjustments
• Normalizing the financial statements for exceptional and non-recurring items to arrive at

the true profitability figures
• Preparing detailed capital structure and debt amortization schedules. Candidate should

have strong understanding of various classes of debt (secured/unsecured/subordinated)
• Screening the credit agreements and analyzing the financial covenants applicable to the

borrower
• Basic understanding of financial projections based on management guidance, company

budget and consensus estimates
• Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service,

Contingent Liabilities, custom ratios and other financial metrics
• Conducting detailed Quality Checks, if required
• Responsible for delivering 100% quality
• Meeting strict deadlines and ability to work under pressure
• Ability to work individually and in the team

Required Background
• B.Com Graduate / MBA (Finance)
• Proficiency in German language is mandatory
• Experience of 1 – 6 years in financial statement spreading / analysis
• Excellent written and spoken communication skills